Employers & Institutions
Insure key employees, fund benefit plan liabilities & specialty cash management
Insurance solutions to fund short and long-term liabilities
Key Person
Insurance
Coverage
Key Person life and disability Insurance is an insurance policy purchased by a company on the life of a key employee or shareholder.
Corporate-Owned Life Insurance (COLI)
We use institutional and proprietary COLI products to fund corporate liabilities as well as provide enhanced earnings for short-term and long-term investments.
Buy-Sell
Plan
Funding
In a buy-sell plan, one party agrees to sell and the other agrees to buy a business interest as the result of a triggering event. We insure and fund these events.
Business
Cash
Management
Our institutional insurance products offer a business the ability to deliver immediate short-term cash on cash yields that are competitive to business cash accounts like money markets and CDs.
Fund Benefit Liabilities
Fund corporate benefit liabilities, such as non-qualified benefits, medical benefits, 401(k) matching contributions, and other employee benefit plans.
Protect Key People
Insure lost revenue, replacement costs, business expenses, and benefit plan liabilities.
Tax-Efficient Yields
Policy structure allows the business to defer investment gains or eliminate corporate taxes when the policy matures in a death benefit.
Our clients invest in proprietary and institutional insurance products to create an asset to offset emerging liabilities, minimize profit & loss impact for shareholders, and leverage the tax savings for improved returns.
We deliver proprietary and institutional products
We use products aligned to corporate objectives while insuring short and long-term liabilities.