Life Insurance Policy Reviews & Audits

Evaluate and understand the economics of your life insurance policy(ies).

Our service audits and delivers annual life insurance policy management for you.

We are your back-office for policy cash value reporting and annual policy reviews.

We work with CPAs, lawyers, and investment firms to provide back-office services.

Individual & Family Life Insurance Reviews

We use a measured and analytical approach to review and value a life insurance policy or portfolio. Our services are designed to provide straight-forward advice and options to improve policy economics and maximize policy value.

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Policy Risk

Life insurance policies can look fine today and be at risk to lapse just a few years later.

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Act Now

Options to restructure a life insurance policy are available - change premiums, change the death benefit, or execute a tax-free 1035 Exchange.

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Liquidity

Understand all of your options for the life insurance policy - the insurance company won't tell you.

Take 5 minutes to talk with us

We just need a little of your time to start a life insurance review and audit on each policy you own to illustrate the economic and tax impact of a policy surrender, ongoing premium cash flow alternatives, internal rates of return, and restructure economics.

How It Works

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Authorization

Initial conference call to gather basic policy information, ownership information, and your objectives.

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Due Care & Analysis

Gather detailed policy information including inforce projections, values, premium history, and restructure options.

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Policy Audit Report

Deliver a detailed report summarizing the audit, policy options, and recommendations.