Life Insurance Portfolio Reviews & Audits
Individual & Family Life Insurance Reviews
We use a measured and analytical approach to review and value a life insurance policy or portfolio. Our services are designed to provide straight-forward advice and options to improve policy economics and maximize policy value.
Life insurance policies can look fine today and be at risk to lapse just a few years later.
Options to restructure a life insurance policy are available - change premiums, change the death benefit, or execute a tax-free 1035 Exchange.
Understand all of your options for the life insurance policy - the insurance company won't tell you.
Take 5 minutes to talk with us
We just need a little of your time to start a life insurance review and audit on each policy you own to illustrate the economic and tax impact of a policy surrender, ongoing premium cash flow alternatives, internal rates of return, and restructure economics.
How It Works
Initial conference call to gather basic policy information, ownership information, and your objectives.
Due Care & Analysis
Gather detailed policy information including inforce projections, values, premium history, and restructure options.
Policy Audit Report
Deliver a detailed report summarizing the audit, policy options, and recommendations.