Affluent Individuals & Families

A life insurance policy designed to protect generational wealth

Innovative insurance designed for affluent individuals and families

Personal

Liquidity

Coverage

Depending on the progression and liquidity of your estate plan, you have significant needs for immediate liquidity in the event of your death or disability. We design solutions geared to your plan with products developed for the institutional client.

Estate

Liquidity

Coverage

For ultra-affluent clients, we provide life insurance solutions for strategic wealth transfer and wealth protection. We protect the value of illiquid assets to allow your heirs to keep your most valuable assets in place.

Tax-Deferred

Alternative

Investments

We structure institutional insurance products to help you minimize the administrative costs and burdens to achieve tax deferral. You can stay in control of the assets while deferring taxes on alternative and traditional asset classes.

Accident

(AD&D)

Coverage

As an ultra-affluent family, your family members may participant in activities that put the family at risk. We provide personal Accidental Death & Dismemberment coverage.

Life Settlement Policy Sale

Do you qualify to sell your life insurance policy? The secondary market for life insurance allows policyholders to obtain values often higher than cash surrender values.

Coverage - Key Person Disability Insuran

Coverage Amounts

Life insurance death benefit and disability amounts from $500,000 to $100,000,000+.

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Tax Deferral

Keep in control of the assets while deferring taxes on alternative and traditional asset classes that otherwise produce high annual taxation.

Speed - Key Person Disability Insurance.

Speed

Get a quote and preliminary analysis within 3 to 5 business days.

We use an integrated approach to insurance placement and funding. Using proprietary solutions and delivering objective recommendations based on nearly five decades of experience.

Insurance planning to protect generational wealth.

We use proprietary products and analysis others don't to give you the results you deserve.

Copyright © 2020 TRC Financial. All rights reserved.

TRC Financial Insurance Services and affiliates are presently licensed to sell insurance and annuity products, as well as other securities products in the following states: Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Washington, West Virginia and Wisconsin. Residents of other states should consult with a local registered representative for insurance services and securities products. Proper state registration is mandatory prior to conducting business in that state. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and a client suitability review. CA License - #0E14614 \ CA License #0B40789 \ CA License #0B52893 - The principle place of business and the state of domicile for TRC Financial is: 1 Post, Suite 150, Irvine, CA 92618. Securities offered through Registered Representatives of M Holdings Securities, Inc., a Registered Broker/Dealer Member FINRA / SIPC. Check the background of this Firm and/or investment professional on FINRA's BrokerCheck. TRC Financial is independently owned and operated and is a Member Firm of M Financial. Please go to www.mfin.com and click on “Disclosure Statement” at the bottom of the home page for further details regarding this relationship. For important information related to M Securities, refer to the M Securities’ Client Relationship Summary (Form CRS) by navigating to https://mfin.com/m-securities.

(949) 509-2940

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