A life insurance policy designed for your needs.

We offer life insurance products through multiple insurance carriers, giving us the ability to customize your policy tailored to your needs. In addition, we have access to proprietary and institutional life insurance products.

conference-128_edited.png

Death Benefit Protection

Term & Permanent Life Insurance

Purchase a tax-free death benefit to be paid to your beneficiaries upon your death. We issue death benefit amounts from $500,000 to $80,000,000+.

pie-128.png

Premium Allocation

Permanent Life Insurance Only

Allocate premiums into various asset classes: guaranteed returns, fixed interest accounts, indexes, and a variety of institutional investment funds.

home-5-128.png

Long-Term Care Benefits

Permanent Life Insurance Only

You can leverage the death benefit, if needed, to receive monthly long-term care benefits to pay for your care.

We're independent.

Our team works directly with you and your advisors.

With over 50 years of combined experience, we proudly deliver end-to-end life insurance services for our affluent and institutional clients. We seamlessly design, underwrite, acquire, and manage your life insurance policies.

San Juan Mission.jpg

The following are critical factors that could impact the cost of your life insurance policy.

doctor-suitecase-128.png

Your Health

Your health and how you manage it will impact your risk classification.

user-5-128.png

Your Gender

For the same risk classification, men generally pay more for life insurance.

details-large-view-128.png

Policy Type

The type of policy, term or permanent life insurance, will impact the premium cost.

sandglass-128.png

Your Age

As you age, the cost of a life insurance policy will increase each year.

warning-15-128.png

Your Lifestyle

Hazardous hobbies, the use of cannabis, and/or tobacco products can raise your rates.

chart-2-128.png

Risk Tolerance

For permanent life insurance, underlying investment risk will impact the premium cost.