We offer life insurance products through multiple insurance carriers, giving us the ability to customize your policy tailored to your needs. In addition, we have access to proprietary and institutional life insurance products.
Death Benefit Protection
Term & Permanent Life Insurance
Purchase a tax-free death benefit to be paid to your beneficiaries upon your death. We issue death benefit amounts from $500,000 to $80,000,000+.
Premium Allocation
Permanent Life Insurance Only
Allocate premiums into various asset classes: guaranteed returns, fixed interest accounts, indexes, and a variety of institutional investment funds.
Long-Term Care Benefits
Permanent Life Insurance Only
You can leverage the death benefit, if needed, to receive monthly long-term care benefits to pay for your care.
The following are critical factors that could impact the cost of your life insurance policy.
Your Health
Your health and how you manage it will impact your risk classification.
Your Gender
For the same risk classification, men generally pay more for life insurance.
Policy Type
The type of policy, term or permanent life insurance, will impact the premium cost.
Your Age
As you age, the cost of a life insurance policy will increase each year.
Your Lifestyle
Hazardous hobbies, the use of cannabis, and/or tobacco products can raise your rates.
Risk Tolerance
For permanent life insurance, underlying investment risk will impact the premium cost.