Insure gaps created by employer-paid insurance and qualified retirement plans
Close the gaps in your insurance and retirement plans.
Provides excess or supplemental life insurance to a select group of employees with no earnings impact to the company. Employee cost is less than personal term life insurance.
Secured Incentive Plan
A Secured Incentive Plan (SIP) leverages a company loan structure to lock-in the low interest rates while allowing the executive participant to own 100% of their benefits.
We provide a consulting service to help you understand gaps in current coverages and new plan options - including the liabilities and funding associated with those options.
We work closely with outside counsel to review plan design, draft the legal agreement(s) supporting the plan(s), and implement funding for the plan liabilities.
Companies have often limited incentive-based programs to just cash or equity. We review options beyond traditional cash and equity-based offerings.
We just need a little of your time to understand corporate objectives and benefit plans to determine next steps and possible solutions for your team.
Provide key benefits to your key employees.
We use proprietary products aligned to corporate objectives while closing gaps in benefit plans.