Non-Qualified Benefit Plans

We offer services to help companies evaluate non-qualified and secured incentive programs for C-level executives and highly compensated employees. Our plans provide an incentive along with supplemental benefits aligned to company objectives and key financial metrics.

Provide incentive-based benefits to key employees

A consulting service to help you understand your non-qualified and incentive-based benefit plan options.

Provide incentive-based benefits to your key employees.

Participant Group

We provide a consulting service to help you understand your non-qualified deferred compensation and incentive-based benefit plan options - including the liabilities and funding associated with options.

Custom-Tailored Plans

We work closely with outside counsel to review plan design, draft the legal agreement(s) supporting the plan(s), and implement funding for the plan liabilities.

Corporate Objectives

Companies have often limited incentive-based programs to just cash or equity. We review options beyond traditional cash and equity-based plans.

Take 5 minutes to talk with us

We just need a little of your time to learn about your corporate objectives to determine best next steps and possible solutions for a non-qualified and/or secure incentive-based plan for your company.

How It Works


Initial conference call and/or meeting to review existing compensation, corporate-objectives and key financial metrics.


Based on the census of potential plan participants, we develop a detailed cash flow and earnings impact of plan alternatives. This includes the advantages & disadvantages of options.


Work with you and outside legal counsel to implement the plan documents, execute proper reporting and administration, and issue product for liability funding.

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TRC Financial Insurance Services and affiliates are presently licensed to sell insurance and annuity products, as well as other securities products in the following states: Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, West Virginia and Wisconsin. Residents of other states should consult with a local registered representative for insurance services and securities products. Proper state registration is mandatory prior to conducting business in that state. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and a client suitability review. CA License - #0E14614 \ CA License #0B40789 \ CA License #0B52893 - The principle place of business and the state of domicile for TRC Financial is: 1 Post, Suite 150, Irvine, CA 92618. Securities offered through Registered Representatives of M Holdings Securities, Inc., a Registered Broker/Dealer Member FINRA / SIPC. Check the background of this Firm and/or investment professional on FINRA's BrokerCheck. TRC Financial is independently owned and operated and is a Member Firm of M Financial. Please go to and click on “Disclosure Statement” at the bottom of the home page for further details regarding this relationship. For important information related to M Securities, refer to the M Securities’ Client Relationship Summary (Form CRS) by navigating to

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