Services

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A life insurance policy and benefit plan designed for your needs

We use proprietary products and analysis - life insurance proprietary mortality tables, disability insurance morbidity tables, innovative executive benefit plan designs, private underwriting, and expansive policy investment options - to help you achieve the results you deserve.

Diverse portfolio of products for high net worth and institutional clients

12x

higher death benefits
than the industry average

13%

lower mortality rates
than the industry average

65%

lower lapse rates
than the industry average

TRC Financial offers a diverse selection of exclusive products developed through our long-standing relationships and deep expertise. From life insurance to executive benefits to retirement solutions, we are here to serve your needs.

Life Insurance, ILIT, Trust-Owned Life Insurance, Ultra-Affluent

Individuals, Families & Trusts

Insure individuals to provide liquidity at the appropriate generation using tax-efficient life insurance products.

Corporate-Owned Life Insuance, Key Person Life Insurane, Key Man Life Insurance

Businesses & Key Employees

Design executive benefit plans and insure owners and key employees to fund corporate liabilities and enhance earnings.

Life insurance portfolio advice on your terms

We use a measured and analytical approach to review and value a life insurance policy or portfolio. Our services are designed to provide straight-forward guidance and options to improve policy economics and maximize policy value.

Life Settement, Life Insurance Policy Valuation, Settlement

Life Settlements & Valuations

We offer life insurance valuation and life settlement services to evaluate all of the living benefits of a life insurance policy. This incorporates an evaluation of the discounted policy cash flow, actuarial analysis of the insured(s) life expectancy, and the market values for all of the underlying policy values.

Life Insurance Review, Life Insurance Audit, Life Insurance Portfolio Review

Life Insurance Reviews & Audits

We offer life insurance review & audit services to assist clients and advisors in understanding life insurance portfolios. Our analytical and systematic approach to audits helps our clients understand the benefits and risks associated with their life insurance portfolio.