The assignability of a life insurance policy is a benefit acquired when you become a policyholder. The secondary market for life insurance allows policyholders to obtain values often higher than cash surrender values. The typical policy values represented by account value, cash surrender value and death benefit ignore the potential market value for a policy in the secondary market which depends on multiple factors.
Find out if you qualify to sell your policy
We help you unlock the life settlement value by analyzing your existing policy and determining your life expectancy.
Unlock the market value of your policy.
A life insurance policy only shows one liquidity option for you - it's called the cash surrender value.
Surrender or Die
Agents, brokers, advisors, and life insurance companies will often tell you there are only two options - surrender or die.
Understand market values for a life insurance policy. On average, sale values are roughly 4 times the policy cash surrender value.
What is your policy's market value?
Understand market values for your life insurance policy beyond what is reflected in the Annual Policy Statement - this is called the life settlement value. We help you unlock the life settlement value by analyzing your existing policy and determining your life expectancy.
How It Works
You give us authorization to gather all of your policy information and your medical records.
The policy data is analyzed in concert with the results of the life expectancy studies on your life.
Market & Sell
We market your policy to a select group of institutions and sell it to the highest bidder who will purchase the policy from you.