Life Settlement
Determine if this makes financial sense for you
We help you determine the life settlement value by analyzing your existing policy and determining your life expectancy.
The assignability of a life insurance policy is a benefit acquired when you become a policyholder. The secondary market for life insurance allows policyholders to obtain values often higher than cash surrender values. The typical policy values represented by account value, cash surrender value and death benefit do not consider the potential market value for a policy in the secondary market which depends on multiple factors.
Understand the market value of your policy.
Surrender Value
A life insurance policy only shows one liquidity option for you - it's called the cash surrender value.
Surrender or Die
Agents, brokers, advisors, and life insurance companies will often tell you there are only two options - surrender or die.
Life Settlement
Understand market values for a life insurance policy. Sale value can often be higher than the underlying policy cash surrender value
What is your policy's settlement value?
Understand market values for your life insurance policy beyond what is reflected in the Annual Policy Statement - this is called the life settlement value. We help you determine the life settlement value by analyzing your existing policy and determining your life expectancy.
How It Works
Authorization
You give us authorization to gather all of your policy information and your medical records.
Due Diligence
The policy data is analyzed in concert with the results of the life expectancy studies on your life.
Market & Sell
We market your policy to a select group of institutions and sell it to the highest bidder who will purchase the policy from you.