Executive Life Insurance
We design, implement and administer Executive Life Insurance plans with proprietary life insurance products. These products are priced based on the demographics, mortality experience, and preferences of the executive and business client. Plans are designed to be company-paid with no earnings impact and a tax-cost to participants that is lower than term life insurance premiums.
Protection at a cost less than term life insurance
Our Executive Life Insurance plans deliver both institutional and proprietary life insurance products to business clients.
We deliver proprietary and institutional life insurance products.
Coverage Amounts
Death benefit amounts from $1,000,000 to $100,000,000+.
No Earnings Impact
Our proprietary and institutional life insurance products are funded with a split-dollar structure resulting in no earnings impact to the company.
Flexibility
Define Plan participants, coverage amounts, and eligibility aligned with your corporate objectives.
Protection at a cost less than term
Our Executive Life Insurance plans deliver both institutional and proprietary life insurance products to business clients. A plan can be designed to deliver no earnings impact to the business while providing life insurance coverage to participants at a tax cost that is less than term life insurance premiums.
How It Works
Quote & Analysis
Gather information on the business, potential plan participants, and various death benefit amounts (multiple of compensation or stated amount).
Private Underwriting
We use our private underwriting process to protect our clients and keep you in control of the process. We offer simplified and guaranteed-issue coverage for larger groups.
Manage the Plan
Our firm provides ongoing management for the plan and life insurance policy issued.