Long-Term Care Policy
An insurance policy designed for your needs
We use proprietary products and analysis to help achieve the results you deserve.
One life insurance policy to protect your family, deliver tax-efficient retirement savings, and provide tax-free long-term care benefits. Our proprietary product and unique policy design delivers liquidity under a variety of scenarios - death, supplemental retirement income, and long-term care.
One policy designed to protect your family, deliver tax-efficient retirement savings, and provide tax-free long-term care benefits.
Long-term care benefits are received income tax-free.
The policy helps protect your retirement accounts and other assets.
Delivers both long-term care benefits and a life insurance death benefit.
of Americans age 65 and older will need some form of long-term care in their lifetime.
2015 Medicare & You, Centers for Medicare and Medicaid Services
Policy Implementation Steps
Evaluate the premium cost for different LTC benefit amounts; premium funding schedules; and review the economics.
Automated underwriting to streamline the application process with e-signature and intelligent underwriting.
Pay (or wire) premium; allocate premium per investment policy; deliver the policy; and annual financial reporting.
Preserve Assets & Protect Income
Long-term care is a highly valued and important insurance policy. A fully insured long-term care policy allows you to help protect against this financial risk in retirement.