Long-Term Care Analysis
A policy designed to help fund long-term care expenses and provide a death benefit to your heirs.
Evaluate the benefits and premium cost of a new hybrid life insurance policy with a LTC rider.
We offer an automated and online process to evaluate the benefits and premium cost of a new policy.
Complete the secure web form to receive a customized analysis via email based on your age, birth sex, general health, desired benefit amount, and preferred premium payment schedule.
The need to plan for long-term care (LTC) is often overlooked. It is typically uninsured or not factored into a retirement cash flow plan making it a substantial "unknown" financial risk.
70% of people turning age 65 will need some type of long-term-care services in their lifetimes.
24% of people turning 65 will require long-term care for more than two years.
Insures Your Life
Provides long-term care and a death benefit to protect you
Funds LTC Benefit
Allows a long-term care benefit to be funded for your future needs
Long-term care benefits and death benefits are received tax- free
The policy helps protect retirement accounts and other assets