Trust is built and maintained through decades of service.

Life insurance services to protect and plan for liquidity when you need it most.

Affluent Individuals & Families

Institutional alternative investment with tax-deferred earnings and no mark-to-market risk.

Corporate Owned Life Insurance

Total death benefit in-force collectively for M Financial and Member Firms.

1

We’ve placed billions in life insurance death benefit.

For decades, we have helped affluent and institutional clients evaluate, underwrite, acquire, and manage life insurance policies.

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Protecting Wealth

Services designed for you, the affluent and institutional client.

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Custom Solutions

Institutional life insurance products that meet your needs.

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Digital

100% digital process to acquire life insurance and protect insurability.

Tax Efficient Investing - Life Insurance

Minimize burdens to achieve tax deferral

Life insurance allows you to defer taxes, remain in control of assets, and reallocate between traditional & alternative asset classes with no taxation.

ABOUT US

TRC Financial is an independent firm that delivers a reliable and unbiased approach to acquiring and managing life insurance portfolios and innovative non-qualified benefit plans. As a Member Firm of M Financial, we use over five decades of experience combined with unrivaled service & technology to bring unique life insurance, disability insurance, and benefit plan solutions to our clients and advisors. Our focus centers around proprietary plan design, product placement, and administration for life insurance, disability insurance, executive benefit plans, and private placement insurance investment accounts.

Simple Way to Achieve Tax-Deferral on Investment Gains

Private Placement Annuity and Life Insurance Investment Accounts enable investors to defer current taxation on investment gains.

Gain Valuable Insights Into Your Life Insurance Policy

Evaluate the economics of your life insurance policy or portfolio of policies - short and long-term performance, premium cash flow and IRR.

Just Surrender or Die? Unlock the Life Settlement Value

Understand the life settlement market values for a life insurance policy beyond what is reflected in the Annual Policy Statement.

HOW CAN WE HELP?

1 Post, Suite 150 

Irvine, California 92618

info@trcfinancial.com

(949) 509-2940

Monday - Friday | 8:30am to 5pm PST

Copyright © 2020 TRC Financial. All rights reserved.

TRC Financial Insurance Services and affiliates are presently licensed to sell insurance and annuity products, as well as other securities products in the following states: Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Washington, West Virginia and Wisconsin. Residents of other states should consult with a local registered representative for insurance services and securities products. Proper state registration is mandatory prior to conducting business in that state. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and a client suitability review. CA License - #0E14614 \ CA License #0B40789 \ CA License #0B52893 - The principle place of business and the state of domicile for TRC Financial is: 1 Post, Suite 150, Irvine, CA 92618. Securities offered through Registered Representatives of M Holdings Securities, Inc., a Registered Broker/Dealer Member FINRA / SIPC. Check the background of this Firm and/or investment professional on FINRA's BrokerCheck. TRC Financial is independently owned and operated and is a Member Firm of M Financial. Please go to www.mfin.com and click on “Disclosure Statement” at the bottom of the home page for further details regarding this relationship. For important information related to M Securities, refer to the M Securities’ Client Relationship Summary (Form CRS) by navigating to https://mfin.com/m-securities.

(949) 509-2940

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