Copyright © 2019 TRC Financial. All rights reserved.

TRC Financial Insurance Services and affiliates are presently licensed to sell insurance and annuity products, as well as other securities products in the following states: Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Washington, West Virginia and Wisconsin. Residents of other states should consult with a local registered representative for insurance services and securities products. Proper state registration is mandatory prior to conducting business in that state. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and a client suitability review. CA License - #0E14614 \ CA License #0B40789 \ CA License #0B52893 - The principle place of business and the state of domicile for TRC Financial is: 1 Post, Suite 150, Irvine, CA 92618. Securities offered through Registered Representatives of M Holdings Securities, Inc., a Registered Broker/Dealer Member FINRA / SIPC. Check the background of this Firm and/or investment professional on FINRA's BrokerCheck. TRC Financial is independently owned and operated and is a Member Firm of M Financial Group. Please go to www.mfin.com and click on “Disclosure Statement” at the bottom of the home page for further details regarding this relationship.

(949) 509-2940

Life Insurance Portfolio Reviews & Audits

Evaluate and understand the economics of your life insurance policy(ies).

Our service audits and delivers annual life insurance policy management for you.

We are your back-office for policy cash value reporting and annual policy reviews.

We work with CPAs, lawyers, and investment firms to provide back-office services.

Trustee Policy Management Services

Our services were developed to provide trust owned life insurance (TOLI) trustees support and help to successfully manage this complex asset.

Let us help you manage the trust's life insurance asset.

Understand the policy(ies) you serve as trustee.

How It Works

Engagement

We complete an initial engagement to review the life insurance policy or policies in the portfolio where you serve as trustee.

Review & Audit Report

Deliver a detailed report summarizing the audit, policy values, inforce projections, risks in the portfolio and recommendations to manage going forward.

Service Agreement

Policy Service Agreement outlining our services and annual fees to manage the life insurance policy(ies).