Life Insurance Policy Review
We offer a life insurance policy (or portfolio) review service. Our life insurance policy review service delivers the projected economics of the policy, consolidated policy information (tax basis, values, surrender position, policy loans, ownership, beneficiaries, and assignments), and analysis of the short and long-term policy performance - cash flow and the internal rate of return impact of alternatives.
Get your arms around your life insurance policy
Understand your options for the life insurance policy.
Get your arms around your life insurance policy.
Policy Risk
Life insurance policies can look fine today and be at risk to lapse just a few years later.
Act Now
Options to restructure a life insurance policy are available - change premiums, reduce the death benefit, or execute a tax-free 1035 Exchange.
Liquidity
Understand your options for the life insurance policy.
Take 5 minutes to talk with us
We just need a little of your time to start a due care and financial analysis on each policy you own to illustrate the economic and tax impact of a policy surrender, ongoing premium cash flow alternatives, internal rates of return, and restructure economics.
How It Works
Authorization
Initial conference call to gather basic policy information, ownership information, and your objectives.
Analysis
Gather detailed policy information including inforce projections, values, premium history, and restructure options.
Policy Report
Deliver a detailed report summarizing the audit, policy options, and recommendations.