Okay, let’s start private underwriting so you can evaluate your risk qualification for a new life insurance policy.
We offer proprietary private underwriting, automated policy placement, and life insurance products exclusively designed for our clients.
Your health and how you manage it will impact your risk classification.
For the same risk classification, men generally pay more for life insurance.
The type of policy, term or permanent life insurance, will impact the premium cost.
As you age, the cost of a life insurance policy will increase each year.
Hazardous hobbies, the use of cannabis, and/or tobacco products can raise your rates.
For permanent life insurance, underlying investment risk will impact the premium cost.