Business Reviews for Advisors

We offer advisors consulting services to review executive benefit plans like non-qualified deferred compensation & incentive-based plans, split-dollar life insurance plans, and corporate (COLI), insurance (IOLI) or bank-owned (BOLI) life insurance portfolios.

We are here to help you and your client

We provide review and audit services to help you understand your client's non-qualified and incentive-based benefit plans - including the liabilities and funding.

We are here to help you and your business client.

Non-Qualified Plans

We provide review and audit services to help you understand your client's non-qualified and incentive-based benefit plans - including the liabilities and funding.

Split-Dollar Plans

We work closely with outside counsel to review both the life insurance policy(ies) and the legal agreement(s) supporting a split-dollar plan.

COLI & BOLI Portfolios

Companies have often acquired various life insurance contracts over the years, either through direct purchase or via an acquisition.

Take 5 minutes to talk with us

We just need a little of your time to start a due care and financial analysis review for you and/or your business client.

How It Works


Initial conference call to gather basic information, plan & policy data, and your client's objectives.


Gather detailed plan and policy information including liabilities, revaluations, funding asset values, plan documents and potential restructure options.

Review Report

Deliver a detailed report summarizing the review & audit, plans options, and recommendations.

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TRC Financial Insurance Services and affiliates are presently licensed to sell insurance and annuity products, as well as other securities products in the following states: Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, West Virginia and Wisconsin. Residents of other states should consult with a local registered representative for insurance services and securities products. Proper state registration is mandatory prior to conducting business in that state. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and a client suitability review. CA License - #0E14614 \ CA License #0B40789 \ CA License #0B52893 - The principal place of business and the state of domicile for TRC Financial is: 1 Post, Suite 150, Irvine, CA 92618. Securities offered through Registered Representatives of M Holdings Securities, Inc., a Registered Broker/Dealer Member FINRA / SIPC. Check the background of this Firm and/or investment professional on FINRA's BrokerCheck. TRC Financial is independently owned and operated and is a Member Firm of M Financial. Please go to and click on “Disclosure Statement” at the bottom of the home page for further details regarding this relationship. For important information related to M Securities, refer to the M Securities’ Client Relationship Summary (Form CRS) by navigating to

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